December 18, 2015
As part of its second Payment Methods and Trends Report, the Canadian Payments Association (CPA) gathered 2014 retail payments data from payment service providers, consultants, and researchers from the Bank of Canada. This data helped form a... Read more about Canadian Payment Methods and Trends: 2015
November 17, 2015
Given that implementation of the ISO 20022 standard will require investment from financial institutions and businesses, it is critical to understand clearly the prospective benefits that the standard will bring to Canadians and present these... Read more about The Economic Benefit of Adopting the ISO 20022 Payment Message Standard in Canada
September 17, 2015
The payments landscape in Canada is rapidly changing and will continue to evolve, fuelled by strong and persistent drivers. In Canada, the Canadian Payments Association (CPA) is on a path to modernize Canada’s core payment systems. This paper... Read more about Public Policy Objectives and the Next Generation of CPA Systems: An Analytical Framework
July 15, 2015
This paper investigates the impact that the emergence of Automated Funds Transfer (AFT) payments has had on cheque use in Canada. We find that AFT payments have played a role in the declining use of cheques during the past decade. Nevertheless the... Read more about The Role of Automated Funds Transfer Payments in Canada's Decline Use of Cheques
July 1, 2014
The CPA's 2014 Environmental Scan provides an overview of the drivers and trends in payments, clearing and settlement globally and comments on high-level challenges and opportunities presented by these developments (internationally and in Canada). Read more about 2014 Environmental Scan: Global Trends, Challenges, and Impacts on Canada
October 1, 2012
Earlier in 2012, the CPA invited Canada’s payment service providers, financial institutions, and payment researchers and consultants to participate in a payments data exchange, to obtain a comprehensive look at retail payments in Canada in 2011. To gauge the evolution of payments over recent years, the data was compared to data gathered from 2008, revealing several interesting trends. Read more about Examining Canadian Payment Methods and Trends - Report