[Podcast episodes](https://www.payments.ca/insights/news-research?field_article_type=27) # Episode 22: The future of modern payments March 15, 2022 In this episode, host Cyrielle Chiron introduces a pre recorded webinar from The SUMMIT Series that took place earlier this year. The discussion explores what’s in store for modern payments, including what payment modernization initiatives are coming online in Canada and how they will enable new services that drive value for businesses and consumers. Where to Listen: [ ![Spotify logo](/sites/default/files/2022-07/spotify-logo.png) ](https://open.spotify.com/show/35GjwRJtJvT7J0ePewUHWw)[ ![Apple podcast logo](/sites/default/files/2022-07/apple-podcast-logo.png) ](https://podcasts.apple.com/us/podcast/the-paypod/id1369249147?uo=4) GUESTS Andrew McFarlane, Chief External Relations Officer, Payments Canada Edgar Barbosa, Partner and Canadian Payments Leader, [PwC Canada](https://www.pwc.com/ca/en/) Michelle Beyo, CEO & Founder, [FINAVATOR](https://www.finavator.com/) Ryan Rabin, Vice President, Payments, [ATB Financial](https://www.atb.com/personal/) Ryan Grundy, Lead, Industry Relations, Payments Canada [Listen to the episode](https://open.spotify.com/episode/1DSVqVa0CSNMufsbZJoKso) ## Transcript **Cyrielle Chiron:** 2021 was a big year for advancing modern payments in Canada. What’s next in 2022? I’m Cyrielle Chiron, Chief Strategy Officer at Payments Canada and host of The PayPod, which explores the trends and topics influencing payments in Canada and around the world. In this episode, we’re bringing you a recording from The SUMMIT Series webinar that explores what’s in store for payments in 2022. And, specifically, what payment modernization initiatives are coming online next and how they will enable new services for businesses and consumers. Let’s listen in to the discussion: *\[Edited recording of The SUMMIT Series webinar\]* **Cyrielle Chiron:** From the discussion, we heard about the enablers for modern payments – including data, sound infrastructure, regulations – and what those enablers will make possible for Canadian businesses and consumers. What do these developments mean more broadly for consumers and businesses? Financial inclusion, better client experiences, interoperability on a global scale, automation, and much more. Among all these exciting new opportunities, what remains the same? Canadian consumers and businesses demand fast, frictionless and secure payments. Thank you for joining me today for this episode of The PayPod as we share discussions taking place across the payments ecosystem. Join the payments conversation online using hashtag #ModernPayments and stay informed by registering today for our annual conference, The Payments Canada SUMMIT at thesummit.ca. I'm Cyrielle Chiron, thanks for tuning in! [Return to newsroom](https://www.payments.ca/insights/news-research) ## Keep reading [ ![Podcast recording equipment](/sites/default/files/styles/article/public/2026-07/PayPod_cover-2.png?h=8ede681f&itok=dfWBLnIZ) Podcast episodes August 26, 2026 ### Episode 47: The business case for overlays — building value on... The launch of the Real-Time Rail (RTR) is on the horizon. The use cases are well known. We know how settlement and funding works. But the question remains, how will consumers or businesses initiate a... ](https://www.payments.ca/episode-47-business-case-overlays-building-value-real-time-rail)[Learn more](https://www.payments.ca/episode-47-business-case-overlays-building-value-real-time-rail) [ ![Podcast recording equipment](/sites/default/files/styles/article/public/2026-07/PayPod_cover-2.png?h=8ede681f&itok=dfWBLnIZ) Podcast episodes August 19, 2026 ### Episode 46: Finding your path in Canada’s payment ecosystem Canada’s payment landscape is rapidly transforming, offering a growing range of participation options for emerging players. This session explores how organizations can effectively navigate the... ](https://www.payments.ca/episode-46-finding-your-path-canadas-payment-ecosystem)[Learn more](https://www.payments.ca/episode-46-finding-your-path-canadas-payment-ecosystem) [ ![Podcast recording equipment](/sites/default/files/styles/article/public/2026-07/PayPod_cover-2.png?h=8ede681f&itok=dfWBLnIZ) Podcast episodes August 12, 2026 ### Episode 45: Takin’ care of business (every working hour) — The... Canada is flipping the switch on 24/7 banking, but the real challenge isn’t the tech; it’s the strategy. When the "9-to-5" window closes for good, how does your institution stay ahead? In this episode... ](https://www.payments.ca/episode-45-takin-care-business-every-working-hour-rtr-reality)[Learn more](https://www.payments.ca/episode-45-takin-care-business-every-working-hour-rtr-reality)