# Home # We are # Payments Canada We are responsible for Canada's payment clearing and settlement infrastructure, including associated systems, by-laws, rules and standards. [Learn more](/node/188) ## Connecting a fluid and vibrant economy The Canadian economy depends on the exchange of billions of dollars each day. Payments Canada ensures that these financial transactions in Canada are carried out safely and securely. In 2025, Payments Canada systems cleared and settled $103 trillion or $411 billion every business day. [ ![Rules icon](/sites/default/files/2022-09/Rules_Black.png) Rules and documentationBy-laws, rules, standards and procedure documents are integral parts of the legal framework of the national payment systems that Payments Canada is legislated to establish and operate. Read more ](https://www.payments.ca/systems-services/rules-documentation) [ ![FIBD icon](/sites/default/files/2022-09/FIF_black.png) Financial Institutions Branch DirectoryThe Financial Institutions Branch Directory (FIBD) provides routing numbers and addresses for branches of all Canadian financial institutions. Read more ](https://www.payments.ca/payment-resources/directories?field_directory_type=11) [ ![Guides icon](/sites/default/files/2022-09/Guides_Black.png) Support guidesOur payment guides explain payment processes, answer frequently asked questions and educate you on your rights and responsibilities. Read more ](https://www.payments.ca/payment-resources/support-guides) LATEST RESEARCH ## Gen Z Canadians face disproportionate payment fraud risk, with nearly half experiencing scams in the past 12 months. [Read more](https://www.payments.ca/gen-z-canadians-face-disproportionate-payment-fraud-risk-nearly-half-experiencing-scams-past-12) In payments today ## SoFi bank and Mastercard take $25 billion card program live on stablecoin settlement, and Apple expands tap to pay on iPhone across Latin American markets. [Subscribe](/node/8) ## The latest from Payments Canada Views Link [View All](/about/newsroom) [ ![Adyen logo](/sites/default/files/styles/article/public/2026-09/Adyen_logo_interview.png?h=e2488912&itok=4b_b24FO) Perspectives September 23, 2026 ### Creating a unified commerce experience for Canadians An interview with Sander Meijers, Canada Country Manager at Adyen. Adyen is a global financial technology platform that helps major brands seamlessly manage online, in-app and in-store payments while... ](https://www.payments.ca/creating-unified-commerce-experience-canadians)[Learn more](https://www.payments.ca/creating-unified-commerce-experience-canadians) [ ![Young woman shopping online](/sites/default/files/styles/article/public/2026-09/OnlineShopping.png?h=d0b5da73&itok=42EqGNVW) Research September 22, 2026 ### Gen Z Canadians face disproportionate payment fraud risk, with... Risky online behaviour and evolving fraud tactics leave younger Canadians especially vulnerable. OTTAWA, September 22, 2026 — New research from Payments Canada reveals a significant generational... ](https://www.payments.ca/gen-z-canadians-face-disproportionate-payment-fraud-risk-nearly-half-experiencing-scams-past-12)[Learn more](https://www.payments.ca/gen-z-canadians-face-disproportionate-payment-fraud-risk-nearly-half-experiencing-scams-past-12) [ ![Podcast recording equipment](/sites/default/files/styles/article/public/2026-07/PayPod_cover-2.png?h=8ede681f&itok=dfWBLnIZ) Podcast episodes August 26, 2026 ### Episode 47: The business case for overlays — building value on... The launch of the Real-Time Rail (RTR) is on the horizon. The use cases are well known. We know how settlement and funding works. But the question remains, how will consumers or businesses initiate a... ](https://www.payments.ca/episode-47-business-case-overlays-building-value-real-time-rail)[Learn more](https://www.payments.ca/episode-47-business-case-overlays-building-value-real-time-rail) ![Share icon](https://www.payments.ca/modules/contrib/share_everywhere/img/share-icon.svg) - [](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.payments.ca%2Fhome) - [](https://x.com/intent/tweet?text=&url=https%3A%2F%2Fwww.payments.ca%2Fhome) - [](https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.payments.ca%2Fhome)