Welcome to the launch of Payments Canada’s Payments Perspectives series. Here, readers can find short articles authored by individual staff members and from time-to-time guest contributors that cover a range of payments-related issues. Importantly, articles are written to reflect the interests and views of the author(s), and are not intended as an official Payments Canada statement or position. In some cases a post might cover an idea in its infancy which we wish to test out with a broader audience, while in other cases an entry could represent a short synopsis of a longer-term research theme or recent Discussion Paper. Still other posts may reflect our views on trends and developments that we observe in the payments marketplace, or on proceedings from payments workshops and conferences that team members may attend.
With the above in mind, we anticipate frank and thought-provoking analysis to come through this series, spanning a range of payments topics – including industry trends, technology, risk, and so on.
As diversity of views engenders better outcomes, we welcome and encourage readers to submit comments and suggestions on ideas put forward in this forum to help shape and progress the discussion. We’re relying on you, the reader, to tell us what we don’t know and to clarify where necessary. Your candor is welcome when providing comments, but of course please remain respectful.
At the end of the day, this series is all about sharing ideas and generating dialogue in the payments ecosystem. While we have purposely not set a specific target around cadence, readers can expect one new publication a month, on average. So be sure to come back regularly for content updates.
Neville Arjani serves as Director, Research at Payments Canada. He and his team are responsible for delivering thought leadership, analysis and advice to support the strategic and operational priorities of the organization. His research interests include settlement risk management in clearing and settlement systems, intraday liquidity management, technology and payments, and the contribution of payments systems to broader economic and financial outcomes. Neville joined Payments Canada in 2014, following nearly five years in a research and policy capacity with the Office of the Superintendent of Financial Institutions (OSFI) and nearly eight years in a similar capacity with the Bank of Canada.