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# Payments Canada concludes the Real-Time Rail webinars with session on fraud management



June 13, 2025

On June 12, Payments Canada held the fourth and final session in a [series of educational webinars](https://www.payments.ca/payments-canada-launches-webinar-series-support-public-consultation-real-time-rail-legal-framework) to support broad public engagement on the legal framework for the [Real-Time Rail](https://www.payments.ca/systems-services/payment-systems/real-time-rail-payment-system) (RTR), Canada’s forthcoming real-time payment system.

The webinars are designed to inform responses to [a public consultation](https://www.payments.ca/public-consultation-real-time-rail-legal-framework-now-open), happening May 20, 2025 until July 2, 2025. Responses to the consultation will inform the legal framework critical to ensuring the RTR’s safety, efficiency and resiliency.

In the fourth and final webinar of the series Darrell Jantzi, Director of Fraud, and Paula Dunlop, Vice President of Policy, Government Relations and Research, explained the RTR’s fraud management strategy and the role participants will play in mitigating fraud.

Guided by the Bank of Canada’s expectations for fraud risk management in prominent payment systems and informed by global best practices, the fraud strategy is focused on delivering a trusted payment infrastructure for the Canadian ecosystem while complementing the existing fraud mitigation services of RTR participants.

The RTR’s fraud mitigation will include four centralized fraud services: confirmation of payee, central fraud analytics, a central risk list and central fraud reporting. RTR participants will be required to use these centralized services and will also actively contribute to fraud mitigation through their own internal practices.

To further support the strategy, Payments Canada will establish a fraud forum to collectively gather, learn and evolve fraud requirements to reflect new insights, operational experience and fraud trends. The session highlighted the importance of collaboration and continuous improvement to ensure the ongoing security and integrity of Canada’s payment ecosystem.

Previous webinars in the series include [*Payments Canada and the RTR Explained*](https://www.payments.ca/payments-canada-begins-webinar-series-support-public-consultation-real-time-rail-legal-framework) and [*RTR Access and Participation*](https://www.payments.ca/payments-canada-hosts-webinar-real-time-rails-access-and-participation-options) and [*RTR Recourse and Compliance*](https://www.payments.ca/payments-canada-hosts-real-time-rail-webinar-recourse-and-compliance).

While this session concludes the series of educational webinars, the public consultation remains open until July 2, 2025. Submit your feedback via written submissions to <consultation@payments.ca>.



 

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