Picture of Janet Estep

Janet Estep

President and CEO

As president and CEO of NACHA, Janet Estep guides NACHA’s daily operations and rulemaking processes, and works to encourage the development, promotion, and use of electronic payment solutions such as Direct Deposit via ACH and Direct Payment via ACH. Her responsibilities include ensuring that the ACH Network remains a safe, high-quality payments system, though enforcement of the fair and equitable NACHA Operating Rules, which govern the Network and guide risk management and create certainty for all participants.

Janet Estep also leads NACHA in industry collaboration, education, and dialogue to support the development of innovative payment solutions, thereby strengthening the Network and the payments industry.

Prior to joining NACHA, Janet Estep served as executive vice president of U.S. Bank’s Transaction Services division.