Rules & documentation

ACSS rule changes enhance payment system processes

These changes took effect on July 27, 2026.

Payments Canada has implemented a series of administrative and operational amendments to the Automated Clearing Settlement System (ACSS) rules. These updates provide expanded definitions and process efficiency.

Payments Canada’s rules, standards and procedure documents are updated regularly and versions posted online are in force. You can contact Payments Canada for confirmation by e-mail at info@payments.ca.

Item Title Updated System
Rule 5
Connection Service Providers, Third-Party Exchanges and Competitive Services
Real-Time Rail payment system
Rule 1
Interpretation
Real-Time Rail payment system
Rule 4
Participant Access
Real-Time Rail payment system
Rule 6
RTR Exchange
Real-Time Rail payment system
Rule 15
Settlement-Only Direct Settlement Participant
Real-Time Rail payment system