ACSS rule changes enhance payment system processes
These changes took effect on July 27, 2026.
Payments Canada has implemented a series of administrative and operational amendments to the Automated Clearing Settlement System (ACSS) rules. These updates provide expanded definitions and process efficiency.
Payments Canada’s rules, standards and procedure documents are updated regularly and versions posted online are in force. You can contact Payments Canada for confirmation by e-mail at info@payments.ca.
| Item | Title | Updated | System |
|---|---|---|---|
| Rule 15 |
Settlement-Only Direct Settlement Participant
|
Real-Time Rail payment system | |
| Rule 14 |
RTR Financial Institution Number Lookup Database
|
Real-Time Rail payment system | |
| Rule 13 |
Fraud Management
|
Real-Time Rail payment system | |
| Rule 12 |
Suspension, Revocation, Withdrawal and Reinstatement
|
Real-Time Rail payment system | |
| Rule 11 |
Cross-Border Arrangements
|
Real-Time Rail payment system | |
| Rule 10 |
Remittance Information
|
Real-Time Rail payment system | |
| Rule 9 |
Participant and System Incidents
|
Real-Time Rail payment system | |
| Rule 8 |
Clearing, Settlement, Funding and Defunding
|
Real-Time Rail payment system | |
| Rule 7 |
Funds Availability Exceptions and Returns
|
Real-Time Rail payment system | |
| Rule 6 |
RTR Exchange
|
Real-Time Rail payment system | |
| Rule 5 |
Connection Service Providers, Third-Party Exchanges and Competitive Services
|
Real-Time Rail payment system | |
| Rule 4 |
Participant Access
|
Real-Time Rail payment system |