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Payments Canada

We are responsible for Canada's payment clearing and settlement infrastructure, including associated systems, by-laws, rules and standards.

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Connecting a fluid and vibrant economy

The Canadian economy depends on the exchange of billions of dollars each day. Payments Canada ensures that these financial transactions in Canada are carried out safely and securely. In 2025, Payments Canada systems cleared and settled $103 trillion or $411 billion every business day.

Rules icon Rules and documentation

By-laws, rules, standards and procedure documents are integral parts of the legal framework of the national payment systems that Payments Canada is legislated to establish and operate.

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FIBD icon Financial Institutions Branch Directory

The Financial Institutions Branch Directory (FIBD) provides routing numbers and addresses for branches of all Canadian financial institutions.

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Guides icon Support guides

Our payment guides explain payment processes, answer frequently asked questions and educate you on your rights and responsibilities.

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In payments today

US trade groups knock BNPL rules, ID.me and Plaid partner to combat fraud in government benefits, and Ripple adds XRP payments to Stripe and Tempo's AI standard.

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