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Payments Canada

We are responsible for Canada's payment clearing and settlement infrastructure, including associated systems, by-laws, rules and standards.

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Connecting a fluid and vibrant economy

The Canadian economy depends on the exchange of billions of dollars each day. Payments Canada ensures that these financial transactions in Canada are carried out safely and securely. In 2025, Payments Canada systems cleared and settled $103 trillion or $411 billion every business day.

Rules icon Rules and documentation

By-laws, rules, standards and procedure documents are integral parts of the legal framework of the national payment systems that Payments Canada is legislated to establish and operate.

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FIBD icon Financial Institutions Branch Directory

The Financial Institutions Branch Directory (FIBD) provides routing numbers and addresses for branches of all Canadian financial institutions.

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Guides icon Support guides

Our payment guides explain payment processes, answer frequently asked questions and educate you on your rights and responsibilities.

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2026 CANADIAN PAYMENT METHODS AND TRENDS REPORT 

Canadian payment transactions total more than $12 trillion in 2025; real-time payments appeal to over half of Canadians.

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In payments today

Canada’s Real-Time Rail launch confirmed in Budget 2026, and Wealthsimple unveils Penny AI assistant in major product expansion

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