Our Stakeholders are organizations who rely on our payment systems but don’t participate directly. We consult and collaborate with these groups through our Stakeholder Advisory Council (SAC). It includes representatives of consumer groups, retailers, corporations, governments, and payment industry service providers. SAC provides advice and counsel to our Board of Directors and staff, and helps us make informed decisions regarding the challenges and opportunities for payment users and providers.

Stakeholder Advisory Council

The Stakeholder Advisory Council (SAC) is a 20-person council that was established in 1996, and was formalized in the Canadian Payments Act in 2001. The council provides advice to our Board of Directors on payment, clearing, and settlement matters.

SAC members contribute input on proposed initiatives, including by-laws, policy statements and rules that affect third parties. They also identify issues that might concern payment system users and service providers, and suggest how they could be addressed. In addition, SAC representatives have the opportunity to serve on other Payments Canada committees.

Members (as of April 2024):

  • ADP Canada, Khadir Ahmed
  • Canada Post, Anastasia Anastasakos
  • Consumers Council of Canada, Don Mercer - Stakeholder Advisory Council vice-chair
  • Finance Canada, Nicolas Marion (observer)
  • Fintech Cadence, Layial El-Hadi
  • Global Payments, Katie Stone
  • Government of Alberta, Ryan McLeod
  • KOHO, vacant
  • Metrolinx, Daniela Aubry - Stakeholder Advisory Council chair
  • Microsoft, Tracy Lagasse
  • Nanopay Corporation, Zeldi Snyman
  • Payments Canada Board of Directors, AnneMarie Ryan
  • Paypal Canada, Cassie Wong
  • Prosper Canada, Liz Mulholland
  • Receiver General for Canada PSPC, Lucie Séguin
  • Square, Grace Jung
  • TELUS Communications, Tom Carter
  • Temenos, Kevin Maloney
  • Tim Hortons, Nicolas Dinh
  • Wise, Josh Rowat
  • Worldpay Canada Corporation, Phil Hogg

Eligibility requirements for membership and the yearly nominations process are set out in our General by-law and Administration by-law respectively. The SAC meets at least three times a year.

Terms of reference 


Status on call for nominations

Thank you to everyone who submitted a nomination for the 2024 Stakeholder Advisory Council (SAC). Our call for nominations is now closed. Nominees will be informed of the decision by March 30, 2024 and new 2024 SAC appointees will take effect April 1, 2024

Learn more about the nomination process