Stakeholder Advisory Council

The Stakeholder Advisory Council (SAC) was established in 1996, and was formalized in the Canadian Payments Act in 2001. The SAC provides advice to our Board of Directors on payment, clearing, and settlement matters, and contributes input on proposed initiatives, including by-laws, policy statements, and rules that affect third parties. It also identifies issues that might concern payment system users and service providers, and suggests how they could be addressed.

The SAC meets at least three times a year. In addition, SAC representatives have the opportunity to serve on other Payments Canada committees.


The SAC has a maximum of 20 members representing the views of our broad stakeholder base, including consumers, businesses, retailers, and governments, as well as related service providers.

Eligibility requirements for membership and the yearly nominations process are set out in our General By-law and Administration By-law respectively.

Members (as of Jan 2017)

  • Donna Kinoshita, MasterCard Canada
  • Doug Bruce, Canadian Federation of Independent Business
  • Laurence Cooke, nanoPay Corporation
  • Brenda Gibson, Wawanesa Insurance
  • Jean Hope, Ministry of Finance, Province of British Columbia
  • Vacant, Interac Association
  • Sue Hutchison, D+H Canada
  • Ritu Khanna, PayPal
  • Celine Chartier, Receiver General, Government of Canada
  • Karl Littler, Retail Council of Canada
  • Susan Doniz, Payments Canada Board of Directors
  • John McKenzie, Canadian Depository for Securities Ltd.
  • Don Mercer, President, Consumers Council of Canada & Chair of the Financial Services Issues Committee
  • Brent Mizzen, Canadian Life and Health Insurance Association
  • Tom Morrison, Association for Financial Professionals of Canada
  • Bill Piggot, ADP Canada (Vice Chair)
  • Jacques St Amant, Public Interest Advocacy Centre
  • Peter Thom, Bell Canada
  • Hugues Vaillancourt (Observer - Department of Finance Canada)
  • Marie Lynne Desrochers, Payments Canada Board of Directors