Payments Perspectives

Welcome to Payments Perspectives - a series of articles authored by individual staff members from Payments Canada and guest contributors, that cover a range of payments-related topics and issues. The series also welcomes and encourages you, the reader, to submit comments and suggestions on ideas put forward in this series to help shape and progress the discussion. 

Please contact research@payments.ca if you have any questions or if you would like to contribute to our series.

DISCLAIMER: Articles are written to reflect the interests and views of the author(s), and are not intended as an official Payments Canada statement or position. Furthermore, all commentary will be moderated and reviewed before posting and will be subject to standard community rules and guidelines.

May 3, 2019
Summary The payments industry is already the locus of significant change in financial services. This pace will accelerate in coming years as developments in digital ID, security, data and privacy, user expectations, and technological... Read more about 19 reasons why mobile phones will dominate payments
April 2, 2019
By: Ross Leckow and Jess Cheng of the International Monetary Fund How modernized legal frameworks can accelerate data-driven innovation: Challenges and opportunities 1 Summary In an increasingly information-driven world, legal frameworks... Read more about Data laws for the digital age
December 13, 2018
Summary This piece provides a summary of the key factors that drive the emergence of tiered relationships in payment systems and other financial market infrastructures. More specifically, the piece highlights key considerations surrounding... Read more about Economics of tiered participation in payments
December 11, 2018
Summary The global payments landscape continues to evolve in line with the commercial demands of businesses and their stakeholders. While resources devoted to payments processing by Canadian businesses are estimated to have declined... Read more about Business payments in Canada: a trilogy of surveys point to inefficiencies
December 10, 2018
Welcome to the launch of Payments Canada’s Payments Perspectives series. Here, readers can find short articles authored by individual staff members and from time-to-time guest contributors that cover a range of payments-related issues... Read more about Introducing the Payments Perspectives series