Rules Centre

By-laws, rules, standards and procedure documents are integral parts of the legal framework of the national payment systems that Payments Canada is legislated to establish and operate. They lay out the roles, responsibilities and obligations of our member financial institutions on the appropriate handling of payment items exchanged, cleared and settled via our payment systems. This includes requirements for participation in a payment system or scheme, procedures for the processing of payment items, and the requirements and timeframes for returning payment items, where eligible.

Payments Canada’s rules, standards and procedure documents are updated regularly and versions posted online are in force. You can contact Payments Canada for confirmation by e-mail at info@payments.ca.

Using the keyword search and filtering options below, explore and find the by-laws, rules, standards and procedure documents associated with Canada’s payment systems. 

Retail batch payments - ACSS
Updated: 29/09/2021
Retail batch payments - ACSS
Updated: 25/08/2021
High-value payments - LVTS
Updated: 25/08/2021
High-value payments - Lynx
Updated: 01/09/2021
Retail batch payments - ACSS
Association By-law No. 3
Updated: 18/08/2021
High-value payments - LVTS
Association By-law No. 6
Updated: 23/08/2021
Retail batch payments - ACSS
Association By-law No. 6
Updated: 16/08/2021
High-value payments - Lynx
Association By-law No. 6
Updated: 29/08/2021
High-value payments - LVTS
Updated: 18/08/2021
High-value payments - Lynx
Association By-law No. 9
Updated: 29/08/2021
High-value payments - Lynx
Updated: 01/09/2021
Retail batch payments - ACSS
Updated: 09/10/2020

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Upcoming Changes to Rules & Standards

Explore upcoming rule and standard amendments as well as new rule progress across our payment systems.