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Research

Canadian payment transactions total more than $12 trillion in 2025; real-time payments appeal to over half of Canadians: Payments Canada research

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Person sitting down and using their phone
Perspectives
October 2, 2026

Modernizing Canada’s payment infrastructure and safeguarding the economy through education, collaboration and innovation

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Adyen logo
Perspectives
September 23, 2026

Creating a unified commerce experience for Canadians

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Small business owner making payments
Perspectives
August 20, 2026

Real time, real possibilities: 60 per cent of Canadian businesses ready to adopt real-time payments

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Person paying on the go with a wearable
Perspectives
August 17, 2026

Financial flexibility: The power and potential of real-time payments for Canadian consumers

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Idea Exchange at The 2026 SUMMIT
Perspectives
August 14, 2026

Productivity, prosperity and safety: Advancing Canada’s economic priorities through payment policy

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Beem Credit Union logo
Perspectives
August 12, 2026

Shaping a more inclusive financial future

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KOHO logo
Perspectives
July 24, 2026

KOHO’s vision for Canada’s Real-Time Rail and financial inclusion

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June Pinto at the House of Commons
Perspectives
June 11, 2026

Speech: Remarks from the House of Commons Standing Committee on Industry and Technology (INDU)

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Paramount Commerce logo
Perspectives
June 5, 2026

From next-day certainty to instant reality: Empowering merchants through real-time settlement

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  • Systems & services
    • Payment systems
      • Real-Time Rail payment system
      • Retail batch payment system
      • High-value payment system - Lynx
      • Payments Canada fees
      • System closure schedule
    • Payment services
      • Payment file validation service
      • Message validation service
      • Financial institutions file
      • Corporate creditor identification number database
      • APIs
    • Rules & documentation
  • Payment resources
    • Directories
    • Support guides
      • Consumer guides
      • Business guides
      • Financial institution guides
      • Cheque printer guide
    • ISO 20022
      • Automatic funds transfer
      • High-value payment system - Lynx
      • Real-Time Rail payment system
    • Glossary
    • Education
  • Insights
    • News & research
    • Corporate reports
    • Modernization
  • Connect
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    • Annual conference
    • Events
    • Membership
      • Payment service provider participation
    • Contact
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