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… providing a quick and easy substitute for cash or cheques. Our survey data show that almost half of our sample … payment instruments (cash, debit card, credit card, and cheque), cash accounted for 16 per cent of the total monthly … preferences of the recipient. We see a similar story on the cheque side as well where 34 per cent of people from Quebec …

… are non-cash transactions, including e-transfers (27%), cheque (17%), credit card (19%), automated funds … cent say they would likely use digital payments (give up cheques and cash) if they could send and receive more … debits, direct deposits, bill payments, wire payments and cheques. Payments Canada is a proud supporter of the …

… To date, access to our payments infrastructure has been limited to the large financial sector players. While these … low incomes. The relatively small number of players also limits competition, potentially keeping consumer costs …