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… Key report highlights: Driven by speed and convenience, over half of Canadians (52 per cent) find the prospect of real-time payments — soon made possible … now, pay later (BNPL) options to their customers as over a quarter (26 per cent) of Canadians report using the service. …

… series! Each week, learn more about one of our amazing speakers, then make sure you attend their session at The … get distracted with people and situations around me. How did your earlier career/life choices lead you to where you … in a market which is competitive with incumbents around. I didn’t take that seriously at first instance, but after …

… This article is the first in a series that explores emerging topics in payment policy. Each explains key policy … would be issued in digital form. Important to note is that because the Bank of Canada would issue CBDC, it would be a …

… there’s a lot of excitement around AI, regtech and blockchain. These transformative technologies are already being used … Global Vice President, Watson Financial Services Solutions, highlighted that these technologies don’t inherently have … of diamonds coming from Africa. This is a perfect storm because the process of exporting involves so many …

… Every year, I look forward to connecting with fellow researchers, academics and policymakers to … resulted in more small-to-medium-enterprise lending. Both highlight the potential importance of peer-to-peer lending … borrowers – whether they have high or low credit quality – because the data allows fintechs to better tailor their …

… DISCLAIMER: Articles are written to reflect the interests and views of the author(s), and are not intended … on consumers’ payment habits in Canada.1 Conducted on a quarterly basis, Payments Canada receives insights on 7,500 … do not include the other payment methods in this graph because they do not comprise of a significant amount of a …

…   This article was originally published on The Paypers on September 3. By Jude Pinto, Chief Delivery Officer at Payments Canada Jude Pinto … For instance, Payments Canada’s research shows that over a quarter of Canadians (around 29 per cent) would use …

… paper that promotes conversation about credit risk in the Automated Clearing Settlement System (ACSS), which isn’t widely understood. … be a misconception that there’s no credit risk in the ACSS because it’s all being done via collateralized payment in …