Gerry Gaetz is President and CEO of Payments Canada. Since joining Payments Canada in 2013, he has been leading the transformation of the organization, including its enabling legislation, governance, internal capacity and business strategy, as well as the modernization of the Canadian payment system.
Prior to Payments Canada, Mr. Gaetz held a number of executive roles at the Bank of Canada, including Chief of Currency, where he was responsible for Canada's new polymer banknote series, Chief of Banking Operations, where he led the redevelopment of the core banking system, and Chief of Corporate Services.
Mr. Gaetz is a member of the International Council of Payment Association Chief Executives, a director of Fortress Global Enterprises, a publicly traded company, and a former director of Landqart AG. He is a former member of the Banknote Ethics Initiative Accreditation Council. He also co-led the flagship leadership program at the Gestalt International Study Center in Massachusetts for three years. Mr. Gaetz holds an MBA from the University of Ottawa and is a Chartered Professional Accountant.
Ms. Mercier is a professional director, and was Chair of the Ontario Teachers' Pension Plan Board from 2007 to 2014.
Her career encompasses over 40 years of general management experience in the financial services, communications, integrated oil, and paper and forest products sectors. From 1995 to 2003, Ms. Mercier headed her own management consulting firm. Prior to that time, she was Senior Vice-President and CFO of Abitibi-Price Inc.
Ms. Mercier currently serves on the boards of Intact Financial Corporation and the Royal Conservatory of Music. She formerly served on the boards of Teekay Shipping Corporation and the University Health Network. She holds an MBA from York University, and a Master's degree from the University of Alberta.
In 2010, Ms. Mercier received an honorary LLD from York University. In 2011, she was named as one of Canada's Top 25 Women of Influence; and in 2012, 2015 and 2017, she was named one of Canada's Top 100 Most Powerful Women. In 2013, Ms. Mercier was awarded an honorary LLD from Wilfrid Laurier University and in 2016, she became Chancellor of the University. She is a Fellow of the Institute of Corporate Directors of Canada.
She resides in Toronto, Ontario
Malcolm Knight is currently Visiting Professor in Finance, London School of Economics and Political Science and Distinguished Fellow, Centre for International Governance Innovation, Waterloo, Ontario.
An economist, banker and policymaker, he served as General Manager and Chief Executive Officer of the Bank for International Settlements—‘the Bank for central banks'--in Basel, Switzerland, as Senior Deputy Governor of the Bank of Canada, and in senior positions at the International Monetary Fund.
Mr. Knight also serves as a member of the Markets Monitoring Group of the Institute of International Finance (IIF); a Trustee of the Per Jacobsson Foundation; and on the North American Advisory Board of the London School of Economics.
Mr. Knight earned M.Sc. (Economics) and Ph.D. degrees from the London School of Economics and Political Science and an Honour B.A. in Political Science and Economics from the University of Toronto.
In 2006 he received an Honourary Doctorate from Trinity College, University of Toronto. He is a member of the Honourary Senate of the Lindau Nobel Prize Winners Foundation and the Johns Hopkins University Society of Scholars.
Mr. Knight is a Canadian citizen currently residing in Summit, New Jersey, USA.
Mr. Barnard is an experienced senior executive with a record of building and leading high-performance executive teams and effectively communicating with partners, stakeholders, government and the public. Currently serving on the Governance and Compliance Review Committee of Greystone Capital Markets’ Board of Directors, Mr. Barnard has served on a number of different, high-profile boards in the past, including as Lead Director for the Bank of Canada, Board Chair of the Association of Universities and Colleges Canada, and many others.
At present, Mr. Barnard is the President and Vice-Chancellor, and Professor of Computer Science at the University of Manitoba. He previously served as President and Vice-Chancellor of the University of Regina and as Associate to Vice-Principals at Queen’s University. He is also currently on the Order of Canada Advisory Council, the Order of Manitoba Advisory Council and the Leadership Council for Digital Infrastructure (Honorary co-Chair).
Mr. Barnard holds a PhD, MSc and BSc in Computer Science from the University of Toronto and resides in Winnipeg, Manitoba
With over 20 years of experience in financial services including strategy and transformational programs, Mr. Dickinson has a deep understanding of the technology underlying Canada’s existing and emerging banking infrastructure.
Mr. Dickinson is the Senior Vice-President and Chief Digital Officer for Equitable Bank, Canada’s ninth-largest independent bank. In 2016 he launched EQ Bank, Equitable’s digital banking arm, to great success, quickly growing to over $2 billion in deposits. He is also responsible for all technology strategy, delivery, and operations at Equitable, as well as enterprise project delivery.
Prior to joining Equitable in 2013 Dan was Managing Director, Online & Mobile Banking at BMO Bank of Montreal. Throughout his banking career, Mr. Dickinson has focused on the role of technology and self-service systems for customers.
He holds an MBA and Bachelor of Commerce from Dalhousie University and resides in Toronto, Ontario.
Mr. Desjardins is the President and Chief Executive Officer of Laurentian Bank of Canada and Chair of the Board of Directors of B2B Bank. With more than 25 years of experience in financial services, Mr. Desjardins has developed a thorough knowledge of the financial ecosystem by being at the forefront of technological changes and customer behaviours.
He joined Laurentian Bank in 1991. His leadership skills became evident quickly, spearheading and overseeing the development of the telebanking and online financial services divisions of the Bank by 1999. In 2004, he was appointed President and Chief Executive Officer of B2B Bank where he grew the business at an unprecedented rate. In 2006, he became Executive Vice President of Laurentian Bank.
In November, 2015, he was named President and Chief Executive Officer of Laurentian Bank of Canada – setting in motion an ambitious transformation plan for the Bank.
Mr. Desjardins dedicates much of his time towards personal and professional causes. In addition to establishing a mentorship program for young professionals at the Bank, he has been a member of the Canada Company since 2007. He has also served on the board of directors of FundSERV since 2013, and was the Chair of the Audit-Finance-Risk Committee from 2013 to 2016.
Mr. Desjardins holds a Bachelor’s degree in Business Administration from HEC Montréal and he is a past recipient of Canada’s Top 40 Under 40™ award. He resides in Toronto, Ontario.
Mr. Foster is CEO of Cortleigh Capital Inc. and is a results-oriented, business leader with extensive experience in board governance, and facilitating the growth and transformation of complex businesses. He currently sits on the boards of SmartREIT and Real Matters Inc., where he chairs the Audit Committee; the Presto Fare Card sub-committee of Metrolinx, where he is the Chair of the committee; and he chairs the Board of Cogniciti, the commercialization arm of Baycrest Health Sciences.
Mr. Foster had a long career at Deloitte, where he led the Technology, Media and Telecommunications Practice and was Vice Chair of the firm. He sat on the boards of Deloitte Canada and Deloitte US. From 2013 to 2017, Mr. Foster served as the President and CEO of the Baycrest Foundation. He also served two elected terms on the Board of Directors of the Institute of Chartered Accountants of Ontario.
Mr. Foster received a MBA and BBA from the Schulich School of Business, is a Fellow of the Institute of Chartered Professional Accountants and received his ICD.D diploma from the Rotman School of Management.
He resides in Toronto, Ontario.
Independent Innovation Specialist, Educator and Director
Ms. Gibson is an independent innovation specialist, educator and director. She has taught innovation in MBA programs at the University of Toronto's Rotman School of Management and Queens School of Business, and is a sought-after board member with deep experience at the forefront of communications, software, and the application of these technologies.
Two of Ms. Gibson's key strengths are grasping strategic business imperatives and leading high-performance software teams to develop smart technical solutions. As CEO of Bell Globemedia Interactive, Canada's largest Internet media company during the Internet boom, she was responsible for their enviable portfolio of web assets that included GlobeInvestor, Workopolis, Globeandmail.com, GlobeFund, Sympatico, TSN.ca, Discovery.ca, CTV.ca.
Ms. Gibson has served on boards in various capacities including ING Direct Bank of Canada, Computershare, and Cogeco, as well as on many advisory boards such as BCE Capital, the Information Technology Association of Canada (ITAC) and Queen's University's MBA Advisory Council.
She holds a M.Sc. Mathematics from Carleton University and an ICD.D from the Institute of Corporate Directors.
Ms. Gibson has been recognized as a Women of Influence, and has received the New Media Pioneer Award, and the CWC Trailblazer of the Year award. She is a co-author of a Harvard Business Review article entitled Mapping Your Innovation Strategy.
She resides in Toronto, Ontario.
Mike Henry was appointed Executive Vice President and Chief Data Officer for Scotiabank in November 2017. In this newly-created role at Scotiabank, Mike is responsible for the creation of an enterprise-wide data strategy for the Bank and a governance operating model that both manages risks and directly enables the Bank’s business priorities.
Mike joined Scotiabank in 1996 and has held progressively senior positions in Sales Management, Marketing, Wealth Management, Distribution Strategy, and Product Development. Most recently, he was Executive Vice President of Retail Payments, Deposits and Unsecured Lending on the Canadian Banking leadership team. Mike’s broad experience across Scotiabank, combined with his wide-ranging understanding of data from a customer, business and regulatory perspective, provide him with a unique vantage point for this strategic role.
Mike holds a Bachelor of Arts degree from the University of Toronto and a Master of Business Administration from the Schulich School of Business.
Mike has served on a variety of Scotiabank subsidiary and other external boards, and is an active member of the community supporting a number of not for profit organizations in a board or advisory capacity. Mike is a passionate champion for gender equality, and a founder of Scotiabank’s HeForShe movement.
He resides in Toronto, Ontario.
Ernie Johannson is Group Head, U.S. Personal and Business Banking, BMO Harris Bank, based in Chicago. Ernie leads the bank’s U.S. strategy and execution for the personal and business banking segments, in addition to the oversight of North American Retail Payments and North American Fraud teams. She is a member of the bank’s Executive Committee.
Most recently, Ernie served as Head, North American Retail Credit and Chief Risk Officer (CRO), Canadian P&C Banking and Wealth Management. As Head of Retail Credit and CRO, she was accountable for optimizing the bank’s retail risk profile and performance while accelerating adoption of technology and advanced analytics to enhance the role of risk in enabling a superior customer experience.
Prior to that role, Ernie was Head, North American Retail Payments and Personal Banking for Canadian P&C. During her tenure, she drove the growth of the Canadian retail and North American payments businesses and championed the customer experience strategy for retail and microbusiness customers. She was responsible for customer strategies, product management, pricing and credit management optimization, sales force effectiveness, customer and product analytics and insights as well as direct management of the mobile mortgage and lending sales force. In addition, she led the integration and optimization of technologies, processes, marketing and channel strategies for the personal business.
Ernie’s tenure in financial services spans over 20 years, including her role as Executive Vice-President of Customer Strategy and Integration at Fidelity Investments in the U.S., where she was responsible for the profitability of customers across direct brokerage and advisory business lines. She also held successively senior positions including Senior Vice President of Marketing and Strategy for retail markets and Senior Vice President of Credit Cards at CIBC.
Ernie has served on several boards. She is past Chair of the Canadian Marketing Association, and has received their Honorary Life Membership for her contributions in developing the marketing industry. She is currently on the board of directors for both Payments Canada and Moneris Solutions Corporation.
Mr. Steiner is CEO of Evree Corp., a company that designs customer engagement technology for financial decision-making.
Previously he was as Founder and Partner of BEworks and Kakayshun Corp., conducting behavioural economics and strategy consulting to government and large businesses, and was CEO of Perimeter Financial Corp., a private company that developed securities exchanges, portfolio and risk and investment management technology and services.
He was the founder of VERSUS Technologies Inc., a financial technology firm that offered the E*TRADE online investment service in Canada that was acquired by Scotiabank in 2008, and previously had held various senior executive positions at RBC Dominion Securities Inc.
He has previously served as a Member of the Chairman's Advisory Board at the Ontario Securities Commission, the Technical Advisory Board at Thomson Reuters, and the Dean's Advisory Board at the University of Toronto's Rotman School of Management. He is also a contributor to the Globe and Mail's Report on Business Magazine.
He received an MBA from the IMD Lausanne, BA (Econ.) from Western University. He resides in Toronto, Ontario.
Ramesh Siromani is the Senior Vice President, Strategy & Transformation and leads the development of technology strategy and transformation initiatives at RBC and the Technology Program Management Office. He is also responsible for the Early Talent and Intrapreneurship programs.
Ramesh has over 20 years of wide ranging experience in financial services. Ramesh joined RBC from A.T. Kearney, a global consulting firm, where he was a partner in the Financial Institutions Practice. He has led engagements across the Americas, Europe and Asia Pacific, and is known for his expertise in advising financial institutions on strategy, operations and technology transformation and innovation. He is an expert in payments and has advised banks, retailers, networks, utilities and payment associations on the emerging payments ecosystem including real-time payments, frictionless commerce and payments modernization. Prior to A.T. Kearney, Ramesh served in a variety of roles with global bank, HSBC for nine years leading teams in retail and commercial banking and cards and payments.
Ramesh graduated with a Bachelor of Commerce (Honours) from the University of Delhi in India and holds an MBA from the University of Western Ontario in Canada. He is a member of the Institute of Chartered Accountants of India.
He resides in Oakville, Ontario
Ms. Doniz has served on more than a dozen public corporate, private, and non-profit boards in governance, finance and compensation committees with particular attention to financial, digital, technology, retail and consumer goods. She is currently a member of the Board of Directors for BayShore Health, Canada’s largest provider of home and community health services, North America’s largest publically traded operator of retail liquor stores, and Cymax, one of the fastest growing online furniture retailers.
Ms. Doniz previously held the position of Global Product, Digital Strategy and Chief Information Officer at Aimia, the world’s largest loyalty and data analytics company as well as Chief Information Officer for Global Beauty and Grooming Business at Procter and Gamble. In 2012, she was named as one of Canada’s most powerful women by the Women’s Executive Network.
She received her Bachelor of Applied Science and Engineering; Industrial Engineering from the University of Toronto and completed post-graduate work at Technische Universiteit Eindhoven, Netherlands and Harvard Business School. She resides in Toronto, Ontario.